July 2026 – Cost of Living and Stress

Feelings of stress and anxiety are commonplace in the lives of the average person today. Whether it’s caused by an encroaching deadline, a disagreement with a partner or a car that just refuses to start before a family holiday – these types of situations are inevitable in our day-to-day interactions and remain (at least somewhat) within the means of our control to rectify them as best we can.

But there are also times when these feelings are sparked by something so far outside of our control that – much like Sisyphus, in his futile attempt to push the giant boulder past a hilltop – the idea of any positive change can feel impossible.

This is most often categorised by stresses over finances and more specifically, around the overall cost of living. It’s no secret that the last decade of social and geopolitical events has forced everyone to take on a heavy economic burden in the form of rising fuel costs, groceries, utilities and more.

It’s therefore more important than ever for people to equip themselves with specific tools and knowledge that can allow them to take some form of control (however small) and ease these pains as much as possible. So with that in mind, here are just some of the things to consider that can benefit those in the grip of financial struggle:

Visit Money Saving Expert

This website created by consumer rights activist and financial journalist Martin Lewis, is solely centred around giving regularly updated financial advice & highlighting deals that can save money on utilities, credit cards and much more. It’s a one-stop shop that can lead to tangible improvements almost immediately.

Utilise Bank Savings Features

Digital banking allows us to take advantage of saving tools like ‘auto round-up’ where every purchase rounds itself up to the nearest pound and puts that extra into savings, which accumulates quickly overtime. Banks also offer different budgeting apps that categorise expenses for example, helping people to manage their money more efficiently.

Look into Government Assistance

There are many different government schemes that people may be eligible for depending on their current situation. Universal Credit can help those out of work or on low income and Budgeting Loans can help with emergency or one-off costs completely interest free. There are many more options available, so it’s worth the research!

Whilst this isn’t a comprehensive list, these are just some options to consider that could possibly help with the squeeze of today’s economic conditions. Do your best to manage your finances as best as you can and even talk to friends and family about your concerns. Even something as simple as a conversation with a loved-one can relieve some of the pressure.

Discussion Points:

Safeguarding

How can we differentiate the day to day stresses with identifying when our colleagues need support from our safeguarding teams or financial worries extend beyond those within our control such as someone experiencing financial abuse?

Equality and Diversity

The article highlights that financial pressures affect people differently.

Discussion points:

Some groups may be disproportionately affected by the cost-of-living crisis, including older adults, young people, single parents, disabled people, carers, and low-income households.
Individuals from different backgrounds may have unequal access to financial advice, digital banking, or government support.

Prevent Duty

The Prevent Duty aims to protect people from being drawn into extremism and radicalisation.

Discussion points:

Financial hardship, social isolation, and feelings of hopelessness can make some individuals more vulnerable to manipulation by extremist groups.

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July 2026 – Cost of Living and Stress

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